What is Short-Term Care Insurance?
Short-Term care Insurance (STCI) is the nation’s best-kept insurance secret, unfortunately. The product is not new—it has been available for over twenty years—but, it has been ignored, while most of the nation’s emphasis has been on Long-Term Care Insurance (LTCI). But, what do we have for people whose needs are not great enough for LTCI? Or, for those who simply cannot afford LTCI?
Short-Term Care Insurance is an affordable way for your clients to have health insurance for a period usually less than 12 months. This product is a good one to have on hand for those unique cases that might arise.